Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Torch Kapitmoor website and any related services. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing or using the Torch Kapitmoor website ("Site") or any associated services ("Services"), you agree to be bound by these Terms. If you do not agree to these Terms, you should not use the Site or Services. We may update these Terms from time to time, and continued use of the Site after such changes constitutes acceptance of the revised Terms.
2. Description of Services
Torch Kapitmoor provides informational tools and AI-assisted portfolio setup and risk-management guidance related to cryptocurrency investing. The Services are intended for informational and educational purposes only and do not constitute financial, investment, legal, or tax advice. Nothing on this Site should be construed as a recommendation to buy, sell, or hold any particular asset.
3. Eligibility
You must be of legal age in your jurisdiction to enter into a binding agreement to use this Site. By using the Site, you represent and warrant that you meet this requirement and that you have the legal capacity to accept these Terms.
4. No Financial Advice
Cryptocurrency markets are highly volatile and speculative. Any information, tools, or outputs provided through the Site are general in nature and do not take into account your individual financial situation, objectives, or risk tolerance. You are solely responsible for evaluating the merits and risks associated with the use of any information provided before making any investment decisions. We strongly recommend consulting with a qualified financial advisor prior to making investment decisions.
5. Assumption of Risk
You acknowledge that investing in cryptocurrency and digital assets carries a significant risk of loss, including the potential loss of your entire investment. By using the Services, you accept full responsibility for any decisions made based on information obtained through the Site, and you agree that Torch Kapitmoor is not liable for any losses, damages, or claims arising from such decisions.
6. User Responsibilities
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Site by any third party. You are responsible for maintaining the confidentiality of any account credentials associated with your use of the Services and for all activities that occur under your account.
7. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Torch Kapitmoor or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.
8. Third-Party Links and Services
The Site may contain links to third-party websites or services that are not owned or controlled by Torch Kapitmoor. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of any third-party site is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, Torch Kapitmoor, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of, or inability to use, the Site or Services.
10. Disclaimer of Warranties
The Site and Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
11. Indemnification
You agree to indemnify and hold harmless Torch Kapitmoor and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
We reserve the right to suspend or terminate your access to the Site or Services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or to Torch Kapitmoor.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Torch Kapitmoor operates, without regard to conflict of law principles. This section is a general placeholder and should be reviewed and adapted to reflect the specific jurisdiction applicable to your business.
14. Changes to These Terms
We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Site following the posting of changes constitutes your acceptance of those changes.
15. Contact Us
If you have any questions about these Terms, please reach out via the details provided on our Contact page.
This document is a general template provided for informational purposes and does not constitute legal advice. It should be reviewed by a qualified legal professional before use to ensure compliance with applicable laws and regulations in your jurisdiction.